Der Digital Asset Manager NYDIG arbeitet mit dem Bankentechnologieanbieter Moven zusammen, um Plugins für Banken anzubieten, die Bitcoin-Produkte auf den Markt bringen möchten.
“Being able to offer it on our platform for U.S. banks, it’s the right time frankly,” said Moven founder Brett King. “If PayPal and Square can do it, then community banks should be able to do it too.” Many of Moven’s clients have around $1 billion in total assets, er sagte, with some operating with up to $10 billion in total assets.
NYDIG is Moven’s second partnership in the U.S., said King. It partnered with banking tech provider Q2 in November of last year.
Moven advertises itself as a turnkey digital banking product that can be deployed in 30 zu 60 Tage. The partnership will allow NYDIG to deploy its bitcoin products to banks quickly, Sells said.
Moven will be taking advantage of NYDIG’s APIs to offer buy, sell and hold services as well as more sophisticated bitcoin products like a money market account that pays interest in bitcoin or a credit card that has a bitcoin rewards component, Sells added.
“What’s important for any new technology is how easy adoption is,” Sells said. “Even though it may be very small bitcoin balances.”
NYDIG charges a fee for custody with storage options that are overseen by consultancy giant EY. In a low-interest-rate environment, Sells said he predicts banks will flock to a new form of earning revenue.
In einer Online-Umfrage von mehr als 2,000 UNS. consumers, NYDIG hat das gefunden 80% von Bitcoin-Inhabern würde ihre Krypto zu einer Bank verschieben, wenn sie einen sicheren Speicher hätte. Von denselben Inhabern, 71% würde ihr primäres Bankkonto wechseln, wenn eine Bank Produkte im Zusammenhang mit Bitcoin anbietet und 81% wäre daran interessiert, Bitcoin über ihre Bank zu kaufen.
NYDIG is aiming to provide a less risky option for banks that want to offer bitcoin products to their customers, Sells said. Banks that use the digital asset manager’s bank solutions don’t have to touch crypto.
“As a former banker … one of the things I realized is that for catching up to something like peer-to-peer payments, that really came at a cost for my bank,” Sells said. “Today banks have a 0% wallet share in crypto and this is a phenomenal non-interest income opportunity.”
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