DeFi 프로젝트에 대한 기본 감사는 산업 성장에 필수입니다.

The radical opportunity presented by decentralized finance has garnered significant attention from investors and speculators alike. The total value locked in DeFi protocols grew over 2,500% 에 2020, from around $700 1 월에 백만 2020 끝까지 $20 12 월에 10 억 2020. TVL is a more useful metric than market capitalization when it comes to DeFi, as it accurately represents the equity that investors are willing to commit to these protocols. And their commitment didn’t end in 2020; this year alone, DeFi’s TVL more than doubled, 도달 $40 billion in February.

관련: 였다 2020 'DeFi 년,'및 해당 분야에서 기대되는 2021? 전문가 답변

While DeFi’s growth over the last year can be largely attributed to retail investment, 2021 is shaping up to be the year institutions start getting in on the action. As yields from fixed-income assets continue to drop to historically low levels and unprecedented stimulus packages ratchet up inflation expectations, a massive amount of money is now seeking higher returns.

Forward-thinking asset managers are turning to DeFi. Circle — the issuer of popular stablecoin USD Coin (USDC) — is set to launch the first high-yield digital dollar account to be aimed at institutions. By lending out to the capital-hungry crypto markets rather than oversaturated traditional markets, the account can offer up to 10.75% annual percentage yield. While it will initially serve only businesses, there are plenty of options that cater to individual investors.

How to bring institutional investors into DeFi

During DeFi’s explosive growth in 2020, dozens of separate attacks drained investor funds, with half of all crypto attacks in crypto were of DeFi protocols. Many of these exploits made use of tactics as new and creative as the protocols themselves. Others were repeats of previous exploits that remain frustratingly easy to prevent. While any loss of funds is unfortunate, the security of DeFi has improved greatly over the last few years.

Getting listed on any major exchange now requires a project to have passed auditing, as it’s simply too risky for exchanges to compromise on the safety of their customers’ money. But meaningful security doesn’t end there.

관련: The code is key: Solutions for overcoming DeFi security breaches

걱정스럽게, 에 2020, there were attacks that resulted in money stolen from protocols that had passed a security audit. While auditing focuses on a snapshot of code prior to its deployment, the process cannot take into consideration the interactions of a contract once it’s released into the wild. The dynamic rate of change in DeFi means that new tools and programs can pose new risks.

관련: 감사에 대한 믿음이 약화됨에 따라, DeFi 커뮤니티는 보안 대안을 숙고합니다.

The possible solution

Automatic security tools can continuously monitor smart contracts against a wide range of known vulnerabilities, even after they’re deployed onto a public blockchain. Users can protect individual transactions, 너무, by requiring the contract with which they’re interacting to meet a certain security threshold before the transaction can be confirmed and funds are committed.

It’s important to be protected while your contract is running, even if everything seems to be going smoothly.

In addition to real-time security tools, there are a few options for decentralized insurance alternatives on the market today. There are solutions that can provide protection for user funds locked in many DeFi protocols, which give DeFi users peace of mind, knowing that their capital is secure in the face of unforeseen events.

We envision a world of decentralized finance where protecting your assets is as simple as checking a box before placing a transaction, where on-chain technology protects transactions before they happen, and where security is a foundational pillar of every platform.

In combination with its unparalleled yields, a reputation for this kind of comprehensive security will help take DeFi from its current share of around 8% of cryptocurrency’s total market capitalization to a level rivaling the legacy financial system.

이 기사에는 투자 조언이나 권장 사항이 포함되어 있지 않습니다.. 모든 투자 및 거래에는 위험이 수반됩니다, 독자는 결정을 내릴 때 스스로 조사해야합니다..

관점들, 여기에 표현 된 생각과 의견은 저자의 것이며 반드시 Cointelegraph의 견해와 의견을 반영하거나 대표하는 것은 아닙니다..

Daryl Hok is the chief operating officer of CertiK. 이전, he spearheaded corporate development at FiscalNote, a global machine-learning GovTech unicorn. He obtained a dual B.A. in economics and psychology from Yale University, concentrating in behavioral economics.

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