영국의 비트 코인 투자자들은 주택을 구입하기 위해 주택 담보 대출을 거부

매튜 톰킨스 · 일월 14, 2018 · 12:15 오후

Bitcoin investors in the UK have reportedly been facing issues with acquiring mortgages with their profits, as Banks refuse or are unsure how to deal with funds derived from cryptocurrency.


As Bitcoin prices rise, so do investor profits, and if a report from the UK’s The Sun newspaper is to be believed, it appears as though investors could potentially have trouble when it comes to securing a mortgage with their Bitcoin money. Some banks in the UK appear to be showing a reluctance to deal with Bitcoin profits, especially when it comes to providing audit trails. Another complicating factor appears to be a lack of understanding of cryptocurrency in the mortgage industry in general.

Broker Mark Stallard, of House and Holiday Home Mortgages, recounted:

The first mortgage lender I rang asked me what a cryptocurrency was. 나는 두 개의 다른 대출을 울렸다 그리고 그들은 그들이 그것을 만지지 것이라고 말했다. 나는 돈을 돕거나 문제를 이해하기 위해 엄청난 거부감이 있었다 왔던 곳 언급 할 때. I do not believe the mortgage providers in general are ready for this issue and research tells me that a lot more people will be knocking on our doors with funds made or raised in this fashion.

Acceptance May Depend On The Banking Institution

Acceptance May Depend On The Banking Institution

Several building societies said they would not accept deposits derived from cryptocurrency, while banks including Santander, Nationwide, and Aldermore said they had no formal policies in place. Nationwide previously made headlines in the cryptocurrency space when it was announced that Coinbase would no longer be accepting deposits from the bank.

The Building Societies Association stated:

There is currently no regulation of these electronic currencies, 자금 세탁과 관련하여 가장 높은 위험 범주로두고있는. 게다가, 잘 같은 통화 범죄자들에게 인기가있는 것으로 알려져있다, who use them to launder the proceeds of crime.

The “everyone knows that bitcoin is used by criminals” argument is especially ironic in this case, given that several prominent UK banks – including HSBC, Royal Bank of Scotland, 클레이, and Coutts – were investigated last year for possible money laundering connections.

Not all mortgage lenders in the UK have adopted anti-cryptocurrency policies, 하나. Several lenders, including The Coventry Building Society, Skipton, and The Yorkshire Building Society do accept deposits derived from bitcoin profits although they generally require extensive audit trails and proof of identification to establish provenance.

Bitcoin investor Max Wilde said:

Cryptocurrency has become the cash grab of our generation. There are a whole group of over 50s who don’t understand what cryptocurrency is and went from laughing at it to being worried by it and assume that in some way it’s dodgy or illegitimate. It’s ludicrous.

한편 세계, the real estate market seems to be a bit more open to cryptocurrencies. 같이 Bitcoinist previously reported, properties in the United States, 포함 9,500 square foot mansion in Miami, are being sold for Bitcoin and in Dubai, British property developer Aston Property Ventures began accepting Bitcoin as a payment option for its properties.

Have you bought property with Bitcoin? Did you have any issues? 우리는 아래의 의견을 알려주세요.


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