The Chinese Central Bank Digital Currency (CBDC) is progressively spreading out to more users. This can be seen as 35 banks in China include the digital Yuan in their mobile apps.
According to a local report, the digital RMB App reveals a recent addition of more banks to the interface. Before now, the digital app only had 6 state-owned banks.
Hơn nữa, these added banks now have access to the digital renminbi App to recharge digital RMB wallets. The banks include city commercial banks, joint-stock firms, rural commercial banks, rural credit cooperatives, và những người khác.
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Cũng thế, the report from Shanghai Securities Journal states that both small and medium-sized banks are embracing digital currency. The state-owned journal explained that these financial firms are striving to avail e-CNY services to their clients.
How The Digital Yuan Testing Has Progressed
From the initial testing of the digital yuan in the country, the process had only the prominent Chinese 6 state-owned banks. Sau đó, as more adoption of cryptocurrency flow into several mainstreams, the testing includes more firms.
Kết quả là, financial organizations such as city banks, joint-stock companies, and rural credit cooperatives constitute the recent 35 banks in the testing.
Trong cùng một tĩnh mạch, 94 banks are planning to embed the digital yuan. The local report includes 3 foreign banks,15 private banks, và 76 city commercial banks. They plan to utilize a new clearing platform to access the digital yuan.
Hơn nữa, the report discloses a private Shanghai-based firm, City Bank, that built the clearing platform. City Bank Clearing is a reputable platform in the financial industry, and it also provides outstanding financial technology.
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hơn thế nữa, the report mentions that JD.com, an e-commerce giant, has successfully undergone CBDC testing on its platform. Before now, the company participated as well as funded trials in readiness for its testing. It’s making a move to meet the demands of its business customers.
The recent activities indicate more expansion of digital yuan trials across the country. Due to the popularity of cryptocurrency, more companies are opting for digital yuan testing. Even the People’s Bank of China has indicated its interest in the test during Beijing Winter Olympics in 2022.
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