阿灵顿后援启动推出加密换现金信用平台

Cryptocurrency startup Nexo, which is backed by TechCrunch founder Michael Arrington, has launched a cash-based lending platform.

Announced Monday, Nexo provides loans or extends a line of credit using its own assets, said managing partner Antoni Trenchev.

为此, the startup raised $50 百万投资者, which will be used to provide liquidity to the company’s platform. This departs from existing crypto-backed lending solutions, which instead connect borrowers with other individuals willing to loan out their funds.

This structure allows Nexo to provide instant loans without requiring credit checks or the time delay that manual approval processes require, Trenchev said.

The startup, which was spun off from European fintech firm Credissimo, has also partnered with blockchain security firm BitGo, which acts as its custodian, Trenchev told CoinDesk. 进一步, the company is now looking to team up with a small Federal Deposit Insurance Corporation bank to store assets.

他加了:

All of the software, all of the automation process is something we have developed ourselves, and most of the tools, we have used them for several years. All of our software and automation process are [used by Credissimo]. … We have developed our own models of insuring and protecting our business.

值得注意的是, the company is backed and advised by TechCrunch founder Michael Arrington, who told CoinDesk that he is one of the startup’s financial backers.

Nexo is acting similarly to a bank with its lending model, according to Arrington.

I haven’t seen anyone do a good job so far of providing liquidity for people who have cryptocurrencies without forcing them to sell the cryptocurrency, or to put it more succinctly, provide a proper credit line to people who own cryptocurrencies,” 他说.

Trenchev said Nexo wants to set a precedent for traditional financial institutions, namely banks, and prove that cryptocurrencies can be trusted as an asset.

If you look at the trend with cryptocurrencies, volatility is going down, it’s still very volatile … [但] we are pretty confident that volatility is on a downward trend and will continue to do so, which will make our model even more robust than it is,” 他说.

最终,, Trenchev concluded, Nexo’s benefit comes from the fact that it lets clientsspend the value of [其] crypto without having to spend it.

Bitcoin and dollars image via Shutterstock

在blockchain新闻领导者, CoinDesk是争取最高的新闻标准,并通过一套严格的编辑政策的遵守媒体插座. CoinDesk是数字货币集团的独立运营子公司, 投资于cryptocurrencies和blockchain新创.

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资源: Coindesk

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